Gov. Crist sees approval rating dip
MiamiHerald.com: South Florida — Sun Nov 01 12:00:00 UTC 2009 The bottom is falling out from under Florida's once hugely popular governor. A new Miami Herald/St.
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Gov. Crist sees approval rating dip
Miami Critical Mass riders find strength in numbers
MiamiHerald.com: South Florida — Sun Nov 01 12:00:00 UTC 2009 FREEDOM: The rides take place all over the world, and most cities tolerate them. `We're not going to take them on,' says Miami police Chief John Timoney.
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Miami Critical Mass riders find strength in numbers
Dolphins Release Rookie TE John Nalbone
Phin Phanatic | A Blog For Miami Dolphins Fans.
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Dolphins Release Rookie TE John Nalbone
CBS4 Goes In Search Of The Elusive Skunk Ape
CBS 4 – South Florida’s Source for Breaking News, Weather, and Sports — Sun Nov 01 12:00:00 UTC 2009 The sticky, thick brush is home to some frightening creatures: snakes, alligators, and possibly another, scarier one. “It's half man and half animal,” said Dave Shealy, who has spent most of his life searching for the creature known as t… about: Dave Shealy Everglades Human Interest Miami MetroZoo Ochopee Fire Chief Ron Magill Skunk Ape Vince Doerr
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CBS4 Goes In Search Of The Elusive Skunk Ape
Horse Found Slaughtered In Homestead Saturday
CBS 4 – South Florida’s Source for Breaking News, Weather, and Sports — Sun Nov 01 12:00:00 UTC 2009 A horse was found slaughtered in Homestead Saturday afternoon and animal welfare officials described the scene as gruesome. Richard Cuoto of the Society for the Prevention of Cruelty to Animals said the horse was found in multiple parts at SW 207th Ave… about: Animal welfare Cruelty to animals Found Slaughtered In Homestead Human Interest Miami Miami-Dade police Miami Herald owner Ricardo Olivarez Richard Cuoto Roberto Aguedo Chavez Santiago Cabrera Society for the Prevention of Cruelty Society for the Prevention of Cruelty to Animals The Miami Herald worker
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Horse Found Slaughtered In Homestead Saturday
Man Severely Burned In Transformer Explosion
CBS 4 – South Florida’s Source for Breaking News, Weather, and Sports — Sun Nov 01 12:00:00 UTC 2009 “We heard a loud bang, like it was a car crash,” said Southwest Miami-Dade resident Gabriela Nanetti-Palacios. What she heard was the sound of two men who had just finished working on a house in her Kendall neighborhood accidentally hitting a…
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Man Severely Burned In Transformer Explosion
2nd Annual FREE College Scholarship Fair Provides Educational Stimulus For High School Students and Their Families
Blogging Black Miami — Sun Nov 01 12:00:00 UTC 2009 The Bob Beamon Organization for Youth (BBOY), a non-profit youth leadership program, wants to be part of making history in South Florida. Funds for education are shrinking every year.
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2nd Annual FREE College Scholarship Fair Provides Educational Stimulus For High School Students and Their Families
Otro día le piden diez… ¡y aprueba 15! (El Nuevo Herald)
Ante usted muy atentamente quisiera pedirle un consejo, ya que siempre leo su columna que trae esperanzas a las personas que le escriben. Nosotros inmigramos hace 7 años, mi familia y yo: mi esposo (cubano-americano), mis 2 hijos americanos también por el padre, y ahora ya soy ciudadana de este bello país, del cual me llena de orgullo formar parte de esta nación
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Otro día le piden diez… ¡y aprueba 15! (El Nuevo Herald)
On hiatus (Miami Herald)
Third Third columnist Claire Mitchel is taking a hiatus and is expected to return in a few weeks. You can write to Claire in care of The Miami Herald at 2010 NW 150th Ave., Pembroke Pines, FL 33028.
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On hiatus (Miami Herald)
Foreclosures
Why Foreclosures Happen
One of the most exciting days in your life is the day you purchase your new home. It is a day full of excitement and anticipation, but few of us wonder whether or not we will lose our home to a foreclosure. Foreclosures happen when you are unable to make the payments on your mortgage over a period of time. Foreclosures can happen for several reasons, some of which are:
Job loss Illness or injury Excessive debt Poor financial management Bad housing market Sub-prime lending Florida Foreclosures
Although nobody enters into a mortgage anticipating a foreclosure, they happen more and more frequently. In 2008, Miami had one of the highest foreclosure rates in the country. Florida has suffered from foreclosures due to a poor housing market, previously inflated rates, and in many cases because of sub-prime lending.
Sub-Prime Lending
Sub-prime lending is when a bank lends more money to an individual or lends money at an interest rate higher than he or she could reasonably be expected to make payments on. Many banks did this due to government encouragement, but others are known as predatory lenders, who intentionally lend excessive amounts with the goal of foreclosing on a home.
Finding Foreclosure Help
If you are facing questions about a foreclosure due to sub-prime lending, or any of the any other numerous reasons above, you shouldn’t try to work through the challenges ahead alone. Many individuals don’t realize that they can avoid a foreclosure simply by working out a payment plan with their lender. However, some lenders are stricter than others and will not work out payment plans. This is when an attorney can be particularly helpful.
How Foreclosure Attorneys Can Help
Foreclosure attorneys are very knowledgeable about real estate law and real estate contracts. Asking an attorney to look through your contract may prevent an unethical lender from foreclosing without the legal right to do so. If you are already undergoing a foreclosure, an experienced foreclosure attorney can make the process easier for you, particularly by helping prevent a deficiency judgment against you. A deficiency judgment is when the court holds you responsible to pay the difference between your loan amount and a lower amount paid for the house when it goes to auction. Deficiency judgments can leave you with thousands of dollars of debt even after you have lost your home.
If you are in the Fort Myers, Cape Coral or Lee County areas of Florida and are faced with a foreclosure, please visit the website of experienced foreclosure attorneys Lusk, Drasites, Tolisano & Smith, P.A., and find out more about how to save your home from foreclosure.
